🙏
10%
Faith
Give First
Tithing and offerings to Kingdom of Grace work
Includes
- Church tithe
- Kingdom builders giving
- Mission support
- Benevolence / compassion
🌅
10%
Hope
Save Next
Emergency fund, future vision, next generation. Preparing for tomorrow honors God’s provision and creates margin.
Includes
- Emergency savings fund
- Retirement savings
- Children’s education
- Future ministry projects
❤️
80%
Love
Live / Share
Living expenses + blessing others with margin. When you live generously within your means, you have liberty to bless spontaneously.
Includes
- Housing, food, utilities
- Transportation, insurance
- Healthcare, education
- Margin for spontaneous generosity
The Grace Formula Connection
This isn’t just a budget—it’s a spiritual practice. When your money reflects Faith (giving first), Hope (saving for tomorrow),
and Love (living generously), you experience financial freedom.
Not because you have more money—because you trust the God who provides.
“Bring the whole tithe into the storehouse... Test me in this, says the LORD.” — Malachi 3:10
“God loves a cheerful giver... so that in all things at all times, having all that you need, you will abound in every good work.”
— 2 Corinthians 9:7-8